Government Benefits Information
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10 Ways to Make Your Health Benefits Work for You
The Department of Labor's Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan ...
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Health Benefits Overview
Federal employees enjoy a highly competitive health insurance program called the Federal Employee Health Benefits Program (FEHB). This program offers many unique and enticing features that set it apart from many ...
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Health Maintenance Organizations
A health plan that provides care through a network of physicians and hospitals in particular geographic or service areas. HMOs coordinate the health care service you receive and free you from ...
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Fee-For-Service Plans
Fee-For-Service (FFS) plans generally use two approaches. == Fee-for-Service (FFS) Plans (non-PPO) == A traditional type of insurance in which the health plan will either pay the medical provider directly or ...
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FEHB Eligibility
== Employees == As a Federal employee, you are eligible to elect FEHB coverage, unless your position is excluded by law or regulation. Your agency applies these rules and determines your ...
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Point of Service (POS) Plans
In an HMO, the POS product lets you use providers who are not part of the HMO network. However, you pay more for using these non-network providers. You usually pay higher ...